Attention homeowners in Dallas and Dallas County: Need an appraisal?

The top 7 reasons Texas homeowners use Shinpaugh Appraisal Company:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Texas
Remove PMI to cut your monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in Texas by determining the true market value of real estate


	Own a house in or near Dallas, Texas and need help determining the value of it? Contact Shinpaugh Appraisal Company.

We at Shinpaugh Appraisal Company understand the individual needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our non-traditional client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Shinpaugh Appraisal Company, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge Tax Assessment

Let's say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Shinpaugh Appraisal Company is your number one weapon when contesting your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Shinpaugh Appraisal Company is seasoned in helping homeowners just like you do away with unwanted PMI insurance.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Shinpaugh Appraisal Company can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? An appraiser from Shinpaugh Appraisal Company can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Shinpaugh Appraisal Company can help you with that. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.